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Texas SNAP Restaurant Meals Program: Rules, Retailers, and Hot Food Waivers

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Many beneficiaries search for the "Texas SNAP Restaurant Meals Program" hoping to use their benefits at favorite fast-food chains. It is critical to clarify that Texas does not currently participate in the Restaurant Meals Program (RMP). While states like California and Arizona allow elderly, disabled, and homeless recipients to buy hot meals at restaurants, Texas law does not authorize this option.

This means your Texas Lone Star Card will be declined if you attempt to use it at:

  • McDonald's
  • Burger King
  • Subway (even inside gas stations)
  • Taco Bell
  • Wendy's

Exceptions only occur during rare, federally approved disaster declarations, which are temporary and geographically limited.

Key Takeaways

  • Restaurant Meals Program (RMP): Texas does not participate in the federal RMP. You cannot use the Lone Star Card at fast-food chains like McDonald’s or Subway under normal conditions.
  • Hot Foods Rule: Items sold "hot at the point of sale" (like rotisserie chicken or hot soup) are generally prohibited.
  • Disaster Waivers: During declared disasters (such as hurricanes or floods), Texas often approves temporary "Hot Foods Waivers" allowing the purchase of hot meals at grocery stores.
  • Cold Prepared Meals: Retailers like H-E-B and Walmart sell SNAP-eligible "heat-and-eat" meals that are cooked but sold cold.
  • New Restrictions: Starting April 1, 2026, Texas will ban the purchase of sweetened beverages and candy with SNAP benefits.

The "Hot Foods" Ban and Disaster Waivers

Federal regulations generally prohibit purchasing food that is hot at the point of sale. However, Texas frequently utilizes Disaster SNAP (D-SNAP) waivers following severe weather events. These waivers acknowledge that families without electricity cannot cook at home.

How Waivers Work

When a waiver is active, the definition of "eligible food" temporarily expands. Retailers reprogram their checkout systems to allow EBT purchases for hot items like rotisserie chickens or deli sides.

Recent Waiver Examples

  • Hurricane Beryl (July 2024): A waiver allowed hot food purchases in 36 counties, including Harris and Fort Bend.
  • 2025 Flooding Events: Following severe storms, 26 counties (including Travis and Williamson) received approval for hot food purchases for a limited 30-day window.

To check if a waiver is currently active in your county, you can dial 2-1-1 or visit the(https://www.hhs.texas.gov/services/food) website.

Retailer Guide: What You Can and Cannot Buy

Since you cannot buy hot food at restaurants, knowing which grocery items qualify is essential. The "cold prepared" loophole allows you to buy restaurant-quality meals that you heat up yourself.

H-E-B

Texas's largest grocer offers an extensive line of eligible prepared foods.

  • Allowed: Meal Simple entrees (salmon, chicken, brisket) sold in the refrigerated section. These are fully cooked but cold, making them SNAP-eligible.
  • Allowed: Sushi, cold sandwiches, and salads.
  • Not Allowed: Hot brisket from the True Texas BBQ counter or hot soups from the ladle station.

Walmart

Walmart caters to SNAP users with budget-friendly prepared options.

  • Allowed: Marketside take-and-bake pizzas and sub sandwiches.
  • Allowed: Chilled 8-piece fried chicken (found in the cold deli case).
  • Allowed: "Take Home Tonight" family meals.

Convenience Stores: 7-Eleven vs. Buc-ee's

Not all convenience stores treat EBT the same way.

  • 7-Eleven: Accepts EBT for cold items. You can buy a frozen pizza, milk, bread, or even a Slurpee. You cannot buy a hot pizza slice or hot dog from the roller grill.
  • Buc-ee's: This popular travel center does not accept EBT at all. You cannot use SNAP benefits for any purchase at Buc-ee's locations.

Major Policy Change: The 2026 "Junk Food" Ban

In a historic shift, Texas has secured federal approval to restrict certain purchases starting April 1, 2026. This waiver, part of the "Make America Healthy Again" initiative, aims to improve health outcomes by limiting access to sugary items.

Prohibited Items (Starting April 2026)

  • Sweetened Beverages: Drinks with more than 5 grams of added sugar per serving (e.g., regular soda, energy drinks like Monster or Red Bull).
  • Candy: Chocolate bars, gummies, and confections.

Exemptions

Beneficiaries will still be able to purchase:

  • 100% Fruit juices.
  • Milk products and milk substitutes.
  • Infant formula.
  • Zero-calorie drinks.

Income Eligibility Limits (2025-2026)

Household SizeGross Monthly Income (130% FPL)Net Monthly Income (100% FPL)Max Monthly Allotment
1$1,632$1,255$292
2$2,215$1,704$536
3$2,798$2,152$768
4$3,380$2,600$975
5$3,963$3,049$1,158
Each Add'l+$583+$449+$220
  • Asset Limits: Most households are limited to $3,000 in countable resources (cash/bank accounts). Households with a member over age 60 or with a disability may have up to $4,500.   
  • Vehicle Rules: The value of vehicles can affect eligibility, though the primary vehicle is often exempt.

Advocacy and Resources

Navigating these rules can be difficult. Several organizations provide assistance and advocate for beneficiary rights:

  • Feeding Texas: This network advocates against federal budget cuts that shift costs to the state and supports incentive programs for healthy eating.
  • 2-1-1 Texas: A free helpline connecting Texans with state benefits and local community resources.
  • USDA Food and Nutrition Service: The federal body that oversees waiver approvals and sets national standards.

For the most accurate and current information regarding your specific case, always refer to the official(https://www.yourtexasbenefits.com/) portal.

Frequently Asked Questions

Does Texas participate in the federal SNAP Restaurant Meals Program (RMP)?

No, Texas does not currently participate in the Restaurant Meals Program, meaning you cannot generally use your Lone Star Card to purchase hot, ready-to-eat meals at restaurants. However, the state may temporarily authorize hot food purchases at grocery retailers during declared natural disasters or emergencies.

Can I generally buy prepared food with my Texas EBT card?

You are permitted to purchase cold, prepared foods intended for home preparation, such as deli sandwiches, salads, and "take-and-bake" pizzas, from authorized retailers. Purchasing hot foods intended for immediate consumption is strictly prohibited unless the Texas Health and Human Services Commission issues a specific waiver.

What are the "Hot Foods Waivers" sometimes mentioned for Texas SNAP?

These are temporary emergency authorizations enacted after specific disasters (like hurricanes or severe storms) that allow SNAP recipients in affected counties to purchase hot meals at participating stores. You must check the official Texas HHS website or local news to confirm if a waiver is currently active for your county.

Are there any fast food restaurants that accept EBT in Texas?

Since Texas does not have an active Restaurant Meals Program, fast food chains do not accept EBT for hot meals. However, some locations situated inside grocery stores or gas stations may accept EBT payments for eligible cold items, snacks, or non-alcoholic beverages.

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