Simplify your finances with a debt consolidation loan.
LindenFort provides personal loans designed specifically for debt consolidation. Users can combine multiple high-interest credit cards, medical bills, and other debts into a single, predictable monthly payment, often securing a lower interest rate to save money over time.
Combine high-interest credit cards and multiple bills into one predictable, fixed monthly payment. Check your rates with zero impact to your credit score.
No Credit Score Impact to Check
<600
FICO Accepted
1
Monthly Payment
0%
Upfront Fees
Consolidation Calculator
*Assumes excellent credit (5.99% APR)
Accredited & Secure
Business
Break the cycle of high-interest debt.
We connect you with lending partners who specialize in simplifying your finances so you can get back to living your life.
One Simple Payment
Stop juggling multiple due dates, minimum payments, and different creditor portals. Combine it all into one easy-to-manage monthly bill.
Lower Your Interest Rates
Credit card interest can keep you trapped. A consolidation loan often provides a much lower APR, meaning more of your money goes toward the principal.
Fixed Rates & Terms
Unlike credit cards with variable rates, your consolidation loan has a fixed term. You'll know exactly how much you owe each month and exactly when you'll be debt-free.
How to consolidate your debt.
Taking control of your finances is easier than you think. Our secure network makes it simple to see your refinancing options without hurting your credit score.
Check your rates
Tell us how much total debt you want to consolidate. Filling out our short form takes minutes and uses a soft credit check that won't impact your FICO score.
Review your loan terms
If matched with a lender, review the single monthly payment, the fixed APR, and the exact date you'll be entirely debt-free. Accept the terms if they work for you.
Pay off your creditors
The lender will deposit funds directly into your checking account so you can pay off those high-interest balances, leaving you with just one predictable payment.
Customer Reviews
Real stories from borrowers who took back control of their finances.
Paid off 3 credit cards
"I was drowning in minimum payments with crazy high APRs. Through LindenFort I was able to secure a $12k loan, paid off all three cards immediately, and now I just make one easy payment a month."
— Emily C., 2 days ago
Lowered my interest rate
"My credit isn't perfect, but the lender I connected with still offered me a rate much lower than what my credit cards were charging. The whole process took less time than I thought it would."
— Michael D., 4 days ago
Finally out of the debt trap
"Having a fixed end-date on my debt has completely changed my outlook. The consolidation loan gave me clear terms so I actually know when I'll be 100% debt-free. Highly recommended."
— Olivia S., 5 days ago
Debt Consolidation Questions
What is a debt consolidation loan?
A debt consolidation loan is a type of personal loan used specifically to pay off multiple other debts, such as high-interest credit cards, medical bills, or payday loans. This leaves you with just one loan, a single monthly payment, and often a lower overall interest rate.
Will a debt consolidation loan hurt my credit score?
Checking your rates using our initial form is a soft credit pull and will not affect your FICO score. If you choose to finalize a loan with a lender, they will perform a hard inquiry, which may cause a minor, temporary dip. However, successfully paying off revolving credit card balances with an installment loan can actually improve your credit profile over time.
Can I consolidate credit cards and medical bills together?
Yes! The beauty of a personal loan for debt consolidation is its flexibility. You can use the funded amount to pay off virtually any unsecured debt, letting you bundle credit cards, medical bills, and even other smaller loans together.
How fast will my creditors be paid?
Most lenders in our network will direct deposit the funds directly into your checking account, sometimes as soon as the next business day. Once the funds arrive, you are responsible for immediately paying off your creditors.
Take control of your debt today.
See what consolidation loan amounts and rates you qualify for right now, completely risk-free.
Check Your Rates